Access your accounts at participating Automatic Teller Machine (ATM) Networks, listed on the back of your card, with our ATM Card.  By using our ATM Card at American National Bank's ATMs, you will avoid the fees charged when using another bank's ATM. It's just like having a branch at your fingertips! Plus, there's no annual fee!  In addition, you can select your own PIN (Personal Identification Number)! Just call 1-800-448-8268 and the Card Management Center's voice activated unit will help you through the PIN change option. 

Save yourself the hassle of writing and mailing checks.  We accept all types of automatic payments like:  home mortgage, car, insurance draft, etc.  It's an easy way to assure that your payments are made on time.

We can automatically transfer funds between accounts or make payments to your Bank loans or for safe deposit box rentals. Weekly, monthly, quarerly...we can take care of it for you.

Save yourself a trip to the bank by using Bank-By-Mail.  Special deposit envelopes are available at the teller line.

A great way to save storage space at home and save money too.  We'll keep copies of your cancelled checks for 7 years. Anytime you need a copy we can quickly produce one.  Five copies will be given out per statement cycle at no charge, after which a research fee would apply.

Give your finances a lift with one of our VISA credit cards. We offer a variety of cards including Maximum Rewards, Platinum and BucksBack VISA credit cards that are accepted worldwide. You can use your VISA card to make purchases, and get cash advances. Come in today to find the card that fits for you. Credit qualifications required.

Access your checking account without even writing a check with our EasyCheck™ Debit Card.  Just use the EasyCheck™ Card to make purchases at any merchant that accepts VISA. The amount of the purchase is then deducted directly from your checking account and is noted, in detail, on your monthly checking account statement.  The EasyCheck™ can also be used at participating ATM Networks, listed on the back of your card.  Plus there's no annual fee!

For added protection our EasyCheck™ Debit Card comes with round-the-clock protection against the increasingly savvy perpetrators of debit card fraud. It's called FraudWatch® PLUS. With FraudWatch® PLUS trained analysts watch for suspicious activity on your behalf, 24 / 7, 365 days a year. If Fraud Prevention Services has contacted you; you can reach them 24 / 7 at 1-866-842-5208, or if calling from outside the US you can call collect at 701-461-2551.

For a time-saving, worry-free way of having your payroll, pension, Social Security or other types of funds deposited directly to your account, sign up for Direct Deposit.

Click here to sign up to receive your Social Security payments through direct deposit.

Keeping track of your cancelled checks has never been easier with our EasyCheck™ Banking System.  This service allows you to receive all your items each month, neatly sorted by check number. How does it work? The EasyCheck™ System produces photographic images on 8.5" x 11" paper, already 3-hole punched for convenient storage in a 3-ring binder.  Not only does this new technology keep your bank statements in order, it will greatly improve retrieval time of a cancelled check should you need additional copies in the future.  And, of course, all imaged copies are accepted by the IRS and courts of law.

We have partnered with the nation's most trusted names in Identity theft protection, to provide recovery services for all our Personal Checking Account customers who fall victim to identity theft for ANY reason. With IDSafeChoice, you have a professional Identity Theft Recovery Advocate who is assigned to you and will work on your behalf to take all of the steps necessary to recover your good name - no matter how long it takes.

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For your financial needs abroad, the Bank may be able to obtain international services  through our correspondent banking relationships.  Check with your branch for available services and pricing.

After hour's deposits are a convenient and secure way to do your banking.  Zipper or locking deposit bags are available (Bag not required for use of night depository.  All locations accept envelope drops.)

For the safety and security of your important documents and valuables.

Contact Us for Available Sizes and Prices

Contents not insured by FDIC.

Let your fingers do the banking, 24 hours a day, with the Bank's convenient telephone banking service TeleBanc!  Just dial our TeleBanc number 1-800-997-BANK (2265) on your touch-tone phone to review account balances, verify if a check or deposit has posted and  transfer funds between your accounts!  And what's even better, there is no charge for this convenient service.

The wiring of funds may be made both domestic and foreign.  Fees.